Insurance
consulting
What is a public adjuster?
A Public Adjuster (PA) is a licensed professional who advocates for the policyholder in negotiating an insurance claim. Unlike adjusters working for insurance companies, a PA works exclusively for the claimant, ensuring that the policyholder has a much better chance of receiving the maximum settlement for their claim. Here’s how a PA can assist you:
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Claim Evaluation: Assess the extent of property damage and estimate repair costs.
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Claim Management: Handle all aspects of the claim process, including filing paperwork and communicating with the insurance company.
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Negotiation: Engage with the insurance company on behalf of the policyholder to negotiate a fair settlement.
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Documentation: Compile and organize detailed evidence and reports to support the claim.
benefits of using a pa:
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Increased Payouts: Studies show that claims managed by Public Adjusters typically result in higher settlements.
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Detailed Understanding: PAs’ knowledge ensures every aspect of the damage is accounted for, preventing undervaluation.
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No Upfront Cost: PAs typically take 10% of the claim money once it is approved. If the claim isn’t approved (which is unlikely), you owe nothing.​​
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If you use them ahead of time, they will help decide if a claim is the best course of action. They can prepare how to go about filing the claim. The sooner you get a PA involved the better the outcome.
Risks of Not Using a PA:
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Undervalued Claims: Without a PA, you may miss out on the full compensation you deserve.
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Overlooked Damages: Insurance companies may overlook or undervalue certain damages, leading to insufficient payouts.
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Increased Stress: Managing the claim process alone can be stressful and time-consuming.
Choosing a Public Adjuster ensures you have a dedicated professional working to get you the best possible outcome. We can handle your claim with the help of our recommended PAs, so you can focus on what matters most.
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